Who in the world doesn't want to be rich? Surely everyone wants dong ya. Not only can it make us live well, but wealth can also make someone more have the opportunity to share and help others.
Just so you know, it's not just people who are old who can get wealth. You don't have to work for decades before you become rich. Because you can all start from now. What can you do to be rich at a young age?
1. Create dreams about career and Future Work
Dream job
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If until now you still don't know what kind of way you want to be rich, it's better to immediately determine your dream job and career. Having a clear dream about how you will achieve wealth will make you more enthusiastic about trying. If necessary, write down the dream big and stick it in a place that you can easily see.
2. Choose the education that best suits your interests and talents
Education according to interest
Education according to interest via http://tiny.cc/Bisnisonline
Successful people are usually steeped in the things they love most in life. You will experience the same success, or even more — if you go through education according to your interests and talents.
This will be a valuable provision in your efforts to collect the coffers of wealth later. If you do not know what you want to pursue and have the spirit of “work-what-aja-may-origin-rich-and-much-money” ya Hipwee love the list of the highest paying jobs in Indonesia.
3. Set aside 25% of your total income a year
25% of income
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If you still ask for pocket money from your parents, how much do you get per month? 500 grand? Means in a year you should be able to set aside a minimum of Rp 1,500,000 .00. If you have your own salary, the same way. Set aside 1/4 of your total salary.
This money should not be tinkered with, do not be tempted to shop or travel using this saved money. The main purpose of setting aside a quarter of your money is for investments and unexpected funds.
4. Start Investing In The Capital Market
Investing in the capital market
Investing in the capital market via http://tiny.cc/Bisnisonline
Put 25% of the annual income that you have set aside in the capital market investment scheme. The method can vary. You can try your luck by buying foreign exchange then exchanging it when the exchange rate rises, investing in gold, participating in deposit programs or it could be through stocks and mutual funds.
According to some opinions, the most possible investment for young people who just have income is mutual fund investment. Through this investment scheme,you can buy stock mutual funds starting from IDR 100,000.00. Light enough for a kid's pocket?
Safe enough
Pretty safe via http://tiny.cc/Bisnisonline
This investment is also proven to be quite safe when compared to other investment schemes. Because unlike investments in general that really rely on speculation, in mutual fund investments you will still be accompanied by an experienced Investment Manager (MI). So he will be the one who will manage where your money will be invested.
5. If you have more money, invest in property
Investing in property
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Investment in property does require stability of funds and large initial capital. But the long-term benefits are not kidding either. In 2011 alone property prices in Jakarta have risen by 38%, while in Bali the increase in property prices reached 20%. This figure is quite fantastic, double the number of rising property prices in Dubai. (data, here)
Start housing installment
Start cicil perumahan via http://tiny.cc/Bisnisonline
So from now on, if you already have income then consider setting aside your money for simple housing installments or mini apartments. A few more years if the property you sell or you rent guaranteed the price will skyrocket.
6. Start taking out insurance to protect yourself
Self-protection
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Also set aside your money (beyond the 25% per year, yes) to buy health insurance or life insurance. Even though you already have insurance from the office or still covered by parents, but usually corporate insurance does not cover some special cases.
Health funds are unexpected funds that can drain your savings if you don't prepare well. It is better to set aside a few hundred thousand each month to avoid sudden losses that can come to you suddenly.
7. Start Your Own Business, Take Risks
Kaskus CEO
Kaskus CEO http://tiny.cc/Bisnisonline
It is very rare that people who can become millionaires but lifetime employees. Usually those who are very successful in the Financial Field dare to take risks by trying to start their own business.There is no need to drastically leave your current job if you are not completely sure.
Try starting a business in the field you are interested in part-time first. Technology can help you now. You can run your business via online so that you can work on the sidelines of your office work. When you have actually produced, then you can get out of your routine work and focus on the business you want to start.
8. Don't be tempted by new technology
Crazy technology
Crazy technology via http://tiny.cc/Bisnisonline
The extravagance of young people usually lies in gadget shopping. Mobile phones and tablets can still be used, eeeh already tempted by the latest products. But the difference is not far. Not infrequently some people belain nyicil in order to dapatgadget latest release. Resist the urge to follow technological advances that will have no end.
Instead of being used to make yourself look cooler in front of friends, it's better that you save money or you make investment funds. Instead of spending money, you can make money for your future. Although now using an old cellphone, but if the money flows continuously in the account, who doesn't want it?
9. Don't Be Afraid To Live Hard
Don't be afraid to eat at warteg
Don't be afraid to eat at warteg via http://tiny.cc/Bisnisonline
If you want to be successful and rich without starting from scratch, how are you? No success is built overnight. Like Hipwee once wrote in an article about Wu Shihong, a former cleaning service manager who became IBM&Microsoft. Someone as successful as him just started his career from the bottom.
Busway queue
The via busway http://tiny.cc/Bisnisonline
So, do not be afraid to start working for a low salary. Do not be afraid to live in a modest kos or rented for some time. Don't be afraid not to have a cool car and even use public transportation to be able to invest. Don't be afraid to look less trendy than your surroundings. Remember, you are concerned about trying to live a little hard for the wealth that you will enjoy in the future.
10. Hard Work, Smart Work
Hard Work
Hard work via http://tiny.cc/Bisnisonline
This is the most important of all. Even though you have invested, have an education OK, but don't have a fighting spirit then say goodbye to the expected wealth. It will not come. While still young, maximize your time to focus on work and work.
Take advantage of technology
Take advantage of technology http://tiny.cc/Bisnisonline
Come to the office early in the morning, do your work as much as possible, take advantage of the technology and means available to help your work. Start running your own business, expand your connections and relationships in the professional world, plus don't hesitate to start learning to invest.
If you do these things consistently, then you will slowly gain financial security. Welcome to a comfortable youth, get ready for an old age that can be enjoyed beautifully with the couple's family.
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